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UCO Bank provides Working capital facilities to finance day to day operations of your business (Trading /Manufacturing )by way of funded credit facilities as well as non-funded credit facilities

Fund Based Credit Facilities:

Non-Fund based facilities

UCO Bank helps you in sanctioning of project loan (green field or brown field) or non-project loan for capital goods/ asset creation for your project on long term basis Salient Features:

Infrastructure Finance:

    • Cash credit
    • Working capital Demand loan
    • Bill Discounting/ Purchasing Facilities.
    • Preshipment credit : Export Packing Credit in INR and Denominated Foreign currency
    • Post shipment Credit-Foreign Bills Discounting /Purchasing/Negotiation
    • Bills Discounting against Inland LCs on Base Rate up to 90 days
    • UCO Expo Gold card credit facility is available to exporters on concessional pricing
    • Letter of Credit (ILC/FLC)
    • Bank Guarantee (Financial /Performance)
    • Letter of Comfort for availing Buyers credit - We issue Letter of comfort to enable our customers to avail Buyer’s credit from overseas Branches of our bank (Hong Kong & Singapore branches) or other banks for procurement of goods or fixed assets
    • Stand by Letter of Credit (SBLC)
    • Deferred Payment Guarantee (DPG)
    • The Bank provides funds for
      • Setting up new manufacturing/industrial units
      • Expansion of existing units
      • Exchanging of high cost debts availed form other banks/FIs
    • Can be availed under Deferred Payment Basis.
    • Terms loans can be availed in Foreign currency i.e. FCL/FCTL
    • Loans against future rent receivables
    • Factoring of Future receivables
    • Funding the projects of
    • Generation/Transmission of Power
    • Developing Roads, Ports & Airports
    • Laying/maintaining pipelines for gas, water, etc
    • Setting of SEZ and Industrial Park
    • Telecommunication services
    • Irrigation projects, water treatment plants, sanitation
    • Construction of warehouses, educational institutions etc.
    • Funds can also be availed in foreign currency i.e. Buyers credit & ECB