UCO Rewardz
Overview
Dear customer, the accrual structure has been modified with effect from 5th September 2022. Please refer the below tables for the new program structure.
UCO BANK presents UCO Bank Rewardz, a loyalty program for all valued customers. Now earn UCO Points when you do an e-com or pos transaction, while making your travel booking or wealth management through UCO mBanking plus app, also an online account opening gives you loyalty rewards, your consistency as digital customers also make you earn these points and many more. Customer only needs to log in UCO mBanking plus app to enjoy the rewardz benefits.
How to Earn & Redeem UCO Points?
To earn UCO Rewardz Points, you can spend towards e-com transactions, make the bill payments, digital payments, secure your future with wealth management, travel booking, digital account opening etc. (refer the table below for more details). To reap the benefits of the UCO Reward points customer must use UCO mBanking plus app.
More Ways to Earn UCO Points
You earn UCO Points on various transactions done across many banking services:
Transaction |
UCO Points Earned |
Debit Card 1st transaction post issuance |
1. Within 10 Days – 75 points |
2. Within 20 Days – 50 points |
|
3. Within 30 days – 25 points |
|
Debit Card 1st Three Transaction Activation post issuance |
1. Within 10 Days – 75 points |
2. Within 20 Days – 50 points |
|
3. Within 30 days – 25 points |
|
Debit Card Transactions |
Non-Personalized: 1 point per Rs.200 Maximum 2500 points per qtr. Per Customer. |
Personalized: 1.5 Points per Rs.200 Maximum 2500 points per qtr. Per Customer. |
|
Super Premium (RuPay Select/Visa Signature): 2 Points per Rs.200 Maximum 2500 points per qtr. Per Customer. |
|
Net banking Self- Registration |
20 Points for self – registration (One Time) |
Net/Mobile Banking transactions (Bill payment) |
2 point per transaction for Bill payment & Recharge (Only in SB account & with minimum transaction amount Rs. 100) |
Maximum 50 Points per month |
|
M-banking Self- Registration |
100 Points for self – registration (One Time) |
UCO Savings account opening |
Online SB a/c opening with V-KYC & min balance of Rs.1000/- Online Account opening - 100 Points |
Online Trading |
20 Points (Rs.4) for 3 Online trading transactions in one month through Mobile Banking. |
NPS Account Opening |
100 Points (Rs.20) for online NPS account opening through Mobile Banking. |
NPS Account Deposit |
20 Points (Rs.4) for each NPS deposit through Mobile Banking. |
Online account opening (RD/ FD) through Mobile Banking |
20 Points per account with a capping of maximum 200 Points per quarter. |
Travel (Hotel/Fight/Bus Ticket) Booking through Mobile Banking app |
5 Point per transaction of Rs. 1000/- |
Points for consistency in usage of Debit Cards / Mobile Banking / Internet Banking |
Debit Card (For minimum 3 txn, each with spend of Rs.500/- or above per month) |
for Transaction in the Birthday Week i.e. Previous 7 days of Birthday |
2 x rewards Points on: |
For Using U-Cash in ATM |
w.e.f from 1st May 2024. 20 Points Once in a month |
Redeem your accumulated UCO Points on a wide range of products across categories such as apparel, electronics, jewelry, home décor, kitchen appliances and services such as movie tickets, air tickets, mobile/DTH recharge, exclusive gift vouchers & more.
Accelerate your Earnings
Accelerate earning UCO Points by availing special offers at Max Get More partner outlets. This will ensure that you don’t just collect but also multiply your rewards while purchasing at these outlets. To check out the list of Max Get More partner outlets, please click here.
UCO Bank Rewardz Membership
As a UCO BANK Account holder, you’re auto enrolled as a member on UCO Bank Rewardz. However, to view your UCO Points and redeem them, you must log in to UCO mBanking plus app.
UCO Points Balance
To view your UCO Points Balance, Sign Into your UCO Bank Rewardz account through UCO Mobile Banking App and access rewardz section to view and redeem your points.
You can also Contact UCO Bank Rewardz customer care at 1800-419-4252 (Operational Days & Hours: Monday to Saturday, 9 AM to 6 PM)
Redemption options
Redeem your UCO Points for a host of exciting products and services:
- Merchandise
- Flight Booking
- Bus Booking
- Hotel Booking
- Movie Booking
- Mobile Recharge
- DTH Recharge
- EGV
- Charity
- Instore/Online redemption at Partner Merchants
So go ahead and earn your Reward Points, be it on your regular transactions or on those occasional ones.