SSI Charter

SSI Charter

UCO Bank

(A Govt. of India Undertaking)
Honours Your Trust
H.O. 10, B.T.M. Sarani, Kolkata - 700 001. Website:

SSI Charter

COMMITTED TO HELP Small Scale Units. A firm step to create more employment
Structured schemes especially designed to meet Credit requirements of SSI Sector

UCO Liquidity Finance

Term loan facility to meet liquidity constraints

UCO Mahila Shilpa Udyog

Collateral free loans with interest concession for Women entrepreneurs

Emergent Loan for SSI

Loans to meet emergent cash requirements

  • Both term and working capital loan sanctioned for setting up of a new Industrial Unit or expansion / modernization / technological upgradation of an existing industrial unit.
  • Simple Loan Application Forms
  • Acknowledgement for receipt of Loan Application.


Disposal of Loan Applications

Upto Rs.25,000 Two Weeks
Over Rs. 5 lacs Four Weeks
Upto Rs.5 lacs Eight to Nine Weeks


No collateral security/Third Party Guarantee is required.

  • For loans upto Rs.5 lacs
  • For loans upto Rs.25 lacs on the basis of good track record and financial position
  • For loans upto Rs.25 lacs under the scheme of Credit Guarantee Trust Fund for Small Industries (CGTSI)

Composite Loan upto Rs. 50 Lacs to SSI Units :

Rate of Interest :

Total funded exposure :

Upto Rs.50,000 9%
More than Rs.50,000 &upto Rs.2 lacs 10%
More than Rs.2 lacs &upto Rs.5 lacs 11.5%
More than Rs.5 lacs &upto Rs.10 lacs* 12%
More than Rs.10 lacs &upto Rs.25 lacs* 13%

* with maturity less than 3 years