Domestic Schemes
DOMESTIC DEPOSITS
Savings Bank Rate of Interest w.e.f 10.04.2022:-
| Balance | Rate of Interest |
| Upto Rs. 10 Lakhs | 2.60% |
| Over Rs. 10 lakhs | 2.75% |
Rate(s) of Interest on Domestic Term Deposits less than Rs. 3 Crores (w.e.f 11-06-2024) as under:
| Maturity Period | ROI for General Customer Rate (%) | Yield in (%) |
|---|---|---|
| 7-14 days | 2.90% | 2.90% |
| 15-29 days | 2.90% | 2.90% |
| 30-45 days | 3.00% | 3.00% |
| 46-60 days | 3.50% | 3.50% |
| 61-90 days | 3.50% | 3.50% |
| 91-120 days | 4.50% | 4.50% |
| 121-150 days | 4.50% | 4.51% |
| 151-180 days | 5.00% | 5.02% |
| 181-364 days* | 5.50% | 5.54% |
| 1 Year | 6.50% | 6.66% |
| Above 1Yr – 399 days | 6.50% | 6.66% |
| 400 days* | 7.05% | 7.27% |
| Above 401 Days – 2 Yrs | 6.50% | 6.66% |
| Above 2yrs - 3yrs | 6.30% | 6.66% |
| Above 3yrs - 5yrs | 6.20% | 6.76% |
| Above 5 yrs | 6.10% | 7.07% |
Note : *400 Day Special Scheme is also valid for NRE Term Deposit Scheme.
The Additional Interest payable on deposits of Senior citizen/staff/ex staff /Ex staff. Sr. citizen above the “General Customer interest rate” is as under:
|
Tenor Up to One Year |
Tenor above One Year |
Staff |
1.00% |
|
Senior Citizen |
0.25% |
0.50% |
Retired staff Senior Citizen |
1.25% |
1.50% |
Rate(s) of Interest on Bulk Term Deposits Rs. 3 Cr & above and upto & including Rs. 10 Cr (w.e.f 08-06-2024) as under:
Maturity Period |
Single Term Deposit Rs. 3 Cr and above and upto & including Rs. 10 Cr |
Single Non-Callable Bulk Term Deposit Rs. 3 Cr and above and upto & including Rs. 10 Cr |
||
7-14 days |
5.90% |
5.90% |
5.90% |
5.90% |
15-30 days |
5.90% |
5.90% |
5.90% |
5.90% |
31-45 days |
6.15% |
6.15% |
6.20% |
6.20% |
46-90 days |
6.15% |
6.15% |
6.20% |
6.20% |
91-180 days |
6.15% |
6.15% |
6.20% |
6.20% |
181-210 days |
6.15% |
6.15% |
6.20% |
6.20% |
211-270 days |
6.15% |
6.15% |
6.20% |
6.20% |
271 days to 1 Year |
6.75% |
6.75% |
6.80% |
6.80% |
Above 1 Year to 2 Year |
6.50% |
6.50% |
6.55% |
6.55% |
Above 2 Year to 3 Year |
6.00% |
6.00% |
6.05% |
6.05% |
Above 3 Year to 5 Year |
5.50% |
5.50% |
5.55% |
5.55% |
Above 5 Years |
5.50% |
5.50% |
- |
- |
Domestic Bulk Deposit above Rs. 10 Crores :
A) Single Domestic Term Deposit above Rs. 10 Crs :
Customer are requested to contact the nearest branch for interest rate of bulk deposit above Rs. 10 Crs.
B) Non-Callable Bulk Term Deposit above Rs. 10 Crs :
Customer are requested to contact the nearest branch for interest rate of bulk deposit above Rs. 10 Crs.
Note :
*** If the deposit has actually remained with the Bank for a period less than 6 months the interest thereon shall be paid at simple rate.
*** If the fixed deposit has actually remained with the Bank for a minimum period of six months, then the interest on deposit will be compounded on quarterly rests.
Saving Account
Current Account
Salary Account
Sukanya Samridhi
Recurring Deposit
Fixed Deposit
PPF Account
Interest Rate Deposit Account
